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             The TPD claim process is a difficult one, but it can be worth the fight if you’re awarded a total and permanent disability. Understanding what your rights are will help ensure that this happens! A policy within superannuation funds often offers  coverage  for personal injury or any other disabilities which may prevent an individual from returning to work after being injured at their job site. If someone has been disabled by accident–or even through illness such as cancer treatment side effects oncology nurses deal with every day when they tend to patients When it comes to TPD insurance, each  superannuation  fund’s insurer has different policy requirements. Before spending any time or money on a claim for temporary disability (TDI), we recommend that you read the fine print first an understand what criteria must be met to be eligible for payouts from your own particular company’s coverage; however, most times an applicant only needs proof of not working  working  during th

    Some of the best quality  investments  are   blue-chip stocks . These stocks will continue to pay up even during a significant market downturn due to unexpected events like the COVID-19 pandemic. They are also the first stocks to go back up when things recover. When we talk about investment quality, it’s generally a good idea to invest in stocks with at least a five-year history of paying dividends. Those are the   photos  safest possible investments you can find. Dividends are an important factor of investment as they can help you  understand  the financial health of a company. Some typical “safe investment” examples are utilities and banks. Level of interest (interest rates) You can finance most  investments  through savings or by getting a loan. However, if you plan on taking out a loan, remember that interest rates significantly impact investments. Borrowing is much more expensive when interests are high, and you get a better return rate  from  putting your money in the bank. F